AU Reward Points — Value in Rupees
Updated: June 2026· By PointsWallah Editorial
Quick Answer
Range: ₹0.10 (worst, catalog) to ₹0.25(best, transfer partners). Never redeem for catalog items — you lose 50-70% of your points' value.
Redemption Options — Value per Point
From worst to best. Always aim for the highest value redemption method.
| Redemption Method | Value per Point | Notes |
|---|---|---|
| Catalog redemption | ₹0.10Avoid | Limited catalog |
| Statement credit | ₹0.15 | Below average |
| Amazon/Flipkart vouchers | ₹0.20Best | Best available option |
Cards That Earn AU Reward Points
AU LIT Credit Card
AU's entry card for the food delivery generation. 5% on Swiggy and Zomato at just 199/year. A micro-budget card for very specific spending.
AU Altura Credit Card
AU's mid-tier all-rounder. 5x on dining, 4x on online shopping and entertainment, with lounge access at just 499/year.
AU Altura Plus Credit Card
AU's premium card with aggressive category earn rates. 7x on dining, 5x on online shopping, and lounge access — all at 1,499/year.
Our Methodology
We calculate point values by comparing the cost of goods/services when paid with cash vs. when redeemed with points. For transfer partners, we use the average value of award redemptions for economy and business class flights and standard hotel nights.
Values are approximate and updated monthly. Actual value may vary based on specific redemption choices, availability, and seasonal pricing.
Frequently Asked Questions
What is 1 AU Small Finance Bank reward point worth in rupees?
At optimal redemption, 1 AU reward point is worth approximately ₹0.20. The value ranges from ₹0.10 (worst, via catalog) to ₹0.25 (best, via transfer partners).
What is the best way to redeem AU Reward Points?
The best redemption method is "Amazon/Flipkart vouchers" at ₹0.20 per point. Avoid catalog redemption which gives the worst value.
How do I check my AU Small Finance Bank reward points balance?
Log into your AU Small Finance Bank net banking or mobile app. Navigate to the credit card section and look for "Reward Points" or "Points Summary." You can also call the number on the back of your card.
Disclaimer: Point valuations are approximate and based on our independent analysis. Actual redemption values may vary. Banks may change reward structures, transfer ratios, and redemption options without notice. This information is for educational purposes only and does not constitute financial advice.