Bank Credit Card Guides

Each guide covers the bank's full card lineup, reward program, point valuations, transfer partners, and an honest take on strengths and weaknesses. Pick a bank to dive in.

8 cards reviewed|Point value ~₹0.50

HDFC Bank

HDFC Bank is India's largest credit card issuer with over 20 million cards in force. They offer the widest range of credit cards in the country — from...

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7 cards reviewed|Point value ~₹0.35

Axis Bank

Axis Bank is India's third-largest private sector bank and a major credit card issuer. They've been aggressive in the credit card space, offering some...

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8 cards reviewed|Point value ~₹0.30

ICICI Bank

ICICI Bank is India's second-largest private sector bank and a major credit card player. Their standout product is the Amazon Pay ICICI card — arguabl...

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7 cards reviewed|Point value ~₹0.25

SBI Card

SBI Card (a subsidiary of State Bank of India) is one of India's largest standalone credit card issuers. They have a unique position — backed by India...

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5 cards reviewed|Point value ~₹0.50

American Express

American Express is the premium credit card brand globally, and their India operations maintain that positioning. Amex cards offer the most luxurious ...

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4 cards reviewed|Point value ~₹0.20

IDFC FIRST Bank

IDFC FIRST Bank is a relatively new player in the credit card space but has made waves with a simple, customer-friendly philosophy: lifetime-free card...

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2 cards reviewed|Point value ~₹0.25

Yes Bank

Yes Bank has been rebuilding its credit card business after the bank's 2020 restructuring. Under new management, they've launched competitive products...

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3 cards reviewed|Point value ~₹0.25

Kotak Mahindra Bank

Kotak Mahindra Bank has built a reputation as a digital-first bank, and their credit card portfolio reflects this. The 811 Dream Different card — life...

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3 cards reviewed|Point value ~₹0.35

IndusInd Bank

IndusInd Bank is the dark horse of Indian credit cards. While HDFC and Axis grab headlines, IndusInd has quietly built a competitive premium card port...

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3 cards reviewed|Point value ~₹0.20

AU Small Finance Bank

AU Small Finance Bank is the most exciting new entrant in the Indian credit card market. Their LIT card introduced a genuinely innovative concept: cus...

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