Axis EDGE Reward Points — Value in Rupees

Updated: June 2026· By PointsWallah Editorial

Quick Answer

0.35per point (optimal redemption)

Range: ₹0.15 (worst, catalog) to ₹0.50(best, transfer partners). Never redeem for catalog items — you lose 50-70% of your points' value.

Redemption Options — Value per Point

From worst to best. Always aim for the highest value redemption method.

Redemption MethodValue per PointNotes
Catalog redemption0.15AvoidVery poor value — avoid
Statement credit0.20Convenient but low value
EDGE Rewards portal — flights0.30Decent value for flight bookings
Transfer to Intermiles0.30Moderate value
EDGE Rewards portal — hotels0.35Good value for hotel stays
Transfer to Marriott Bonvoy0.40Good value for hotel stays
Transfer to Singapore Airlines KrisFlyer0.50BestBest value for premium cabin flights

Cards That Earn Axis EDGE Reward Points

Axis Magnus

Axis Bank's flagship card with the highest base earn rate in India. 12 EDGE points per 100 on everything, unlimited lounges, and strong travel benefits.

12x
per ₹100
All spends: 12xAxis EDGE Rewards portal: 35xPreferred partners: 25x

Axis Flipkart Credit Card

The go-to card for Flipkart loyalists. 5% uncapped cashback on Flipkart, 4% on food and entertainment partners, at just 500/year.

1.5x
per ₹100
Flipkart: 5xPreferred partners (Swiggy, PVR, Uber, etc.): 4xAll other spends: 1.5x

Axis ACE Credit Card

One of the best entry-level cashback cards in India. 5% on bill payments, 4% on food delivery, and 2% flat on everything else.

2x
per ₹100
Bill payments (Google Pay, PhonePe, etc.): 5xSwiggy, Zomato, Ola, Uber: 4xAll other spends: 2x

Axis Vistara Credit Card

Originally built for Vistara loyalists. 6x on Air India flights, a free ticket at 5L spend, and direct CV Point earning. Post-merger, verify current benefits with Axis before applying.

2x
per ₹100
Air India/Vistara bookings: 6xDining and entertainment: 4xAll other spends: 2x

Axis Vistara Signature Credit Card

Originally the ultimate Vistara card. 9x on Air India flights, free Business class ticket at 10L spend, and solid lounge access. Post-merger, confirm benefit continuity with Axis.

3x
per ₹100
Air India/Vistara bookings: 9xDining and entertainment: 6xAll other spends: 3x

Axis MyZone Credit Card

Axis's entry card built for food and entertainment lovers. 5x on Swiggy, Zomato, Netflix, and PVR at just 500/year.

1x
per ₹100
Dining (Swiggy, Zomato, restaurants): 5xEntertainment (Netflix, Hotstar, PVR): 5xAll other spends: 1x

Axis SELECT Credit Card

Axis's premium all-rounder. 4x on everything, 10x on dining and travel, with solid lounge access and quarterly milestones.

4x
per ₹100
All spends: 4xPreferred merchants (Dining, Travel): 10xInternational spends: 8x

Our Methodology

We calculate point values by comparing the cost of goods/services when paid with cash vs. when redeemed with points. For transfer partners, we use the average value of award redemptions for economy and business class flights and standard hotel nights.

Values are approximate and updated monthly. Actual value may vary based on specific redemption choices, availability, and seasonal pricing.

Read our full methodology →

Frequently Asked Questions

What is 1 Axis Bank reward point worth in rupees?

At optimal redemption, 1 Axis reward point is worth approximately ₹0.35. The value ranges from ₹0.15 (worst, via catalog) to ₹0.50 (best, via transfer partners).

What is the best way to redeem Axis EDGE Reward Points?

The best redemption method is "Transfer to Singapore Airlines KrisFlyer" at ₹0.50 per point. Avoid catalog redemption which gives the worst value.

How do I check my Axis Bank reward points balance?

Log into your Axis Bank net banking or mobile app. Navigate to the credit card section and look for "Reward Points" or "Points Summary." You can also call the number on the back of your card.

Disclaimer: Point valuations are approximate and based on our independent analysis. Actual redemption values may vary. Banks may change reward structures, transfer ratios, and redemption options without notice. This information is for educational purposes only and does not constitute financial advice.