Axis Flipkart Credit Card Review (2026)
The go-to card for Flipkart loyalists. 5% uncapped cashback on Flipkart, 4% on food and entertainment partners, at just 500/year.
Last updated: 2026-03-16· By PointsWallah Editorial
Fee Details
| Annual Fee | ₹500 |
| Joining Fee | ₹500 |
| Fee Waiver | Spend 2L in a year (or first year fee often waived) |
| Income Required | ₹3L/year |
| Network | Visa |
| Fuel Surcharge Waiver | Yes |
Reward Rates
Currency: Cashback
Lounge Access
Our Review
If you're a Flipkart-first shopper, this card is a no-brainer. The 5% uncapped cashback means there's no limit to how much you can earn on Flipkart purchases — during Big Billion Days, heavy shoppers can earn thousands in cashback. The 4% on Swiggy and PVR is a nice bonus. The question is whether you're a Flipkart loyalist or an Amazon loyalist — if the latter, look at the Amazon Pay ICICI card instead. For most people who shop across both platforms, this card + Amazon Pay ICICI as a 2-card setup covers both sides perfectly.
Pros & Cons
Pros
- + 5% uncapped cashback on Flipkart — best card for Flipkart shoppers
- + 4% on preferred partners (Swiggy, PVR, Uber)
- + Low 500 annual fee with easy waiver
- + No income documentation needed if applying through Flipkart
Cons
- - 1.5% base cashback is below average for premium cards
- - Cashback is credited as statement credit — not as flexible as reward points
- - Only 4 domestic lounge visits, no international
- - Flipkart co-brand means card value drops if you shift to Amazon
Best For
Compare Axis Flipkart Credit Card
This is the Amazon vs Flipkart battle in credit card form. If you spend more on Amazon, the ICICI Am...
The Millennia gives 5% on multiple brands (Amazon, Flipkart, Swiggy, Zomato) but caps it at 750 poin...
The SmartEarn earns 10x MR points on BOTH Amazon and Flipkart (plus Swiggy, Uber, BookMyShow), while...
Frequently Asked Questions
Is the Axis Flipkart Credit Card worth it in 2026?
It depends on your spending. The Axis Flipkart Credit Card costs ₹500/year (waiver: Spend 2L in a year (or first year fee often waived)). With an effective base return of 0.5%, you'd need to spend approximately ₹95,238 per year just to break even on the fee. If your annual spend exceeds that, the card earns you money.
What is the Axis Flipkart Credit Card annual fee?
The Axis Flipkart Credit Card has an annual fee of ₹500. Joining fee is also ₹500. Fee waiver: Spend 2L in a year (or first year fee often waived).
What is the minimum salary required for Axis Flipkart Credit Card?
The minimum annual income required for the Axis Flipkart Credit Card is ₹3L. However, if you have an existing banking relationship with Axis Bank, you may get approved at a lower income level.
Disclaimer: This review is for informational purposes only and does not constitute financial advice. Card features, fees, and reward structures may change without notice. Please verify all details on Axis Bank's website before applying. We may earn a commission if you apply through our links — this does not affect our editorial assessment.