Credit Card Points Value — All Indian Banks
What are your reward points actually worth in rupees? We track redemption values across all major Indian banks and update monthly. Stop redeeming for catalog items — you're leaving money on the table.
HDFC Bank
HDFC Reward Points
India's largest credit card issuer. HDFC Reward Points are among the most versatile in India with strong transfer partners for travel redemptions.
Axis Bank
Axis EDGE Reward Points
Axis EDGE points have been restructured multiple times. Currently offer decent value through travel portal and transfer partners, but watch for devaluation announcements. Valuations last verified May 2026 — check back monthly as Axis has a history of changing transfer ratios and portal pricing without notice.
ICICI Bank
ICICI Reward Points
ICICI reward points offer moderate value. The Amazon Pay ICICI card bypasses points entirely with direct cashback, making it the standout in their portfolio.