IndusInd Reward Points — Value in Rupees
Updated: June 2026· By PointsWallah Editorial
Quick Answer
Range: ₹0.20 (worst, catalog) to ₹0.50(best, transfer partners). Never redeem for catalog items — you lose 50-70% of your points' value.
Redemption Options — Value per Point
From worst to best. Always aim for the highest value redemption method.
| Redemption Method | Value per Point | Notes |
|---|---|---|
| Catalog redemption | ₹0.20Avoid | Average catalog |
| Statement credit | ₹0.25 | Convenient option |
| InterMiles transfer | ₹0.35 | Good for domestic flights |
| British Airways Avios transfer | ₹0.50Best | Best value for premium redemptions — available on Legend card |
Cards That Earn IndusInd Reward Points
IndusInd Legend Credit Card
IndusInd's flagship super-premium card. 5x on everything, 10x international, unlimited lounges, and golf privileges. A serious alternative to HDFC Infinia.
IndusInd Pinnacle Credit Card
IndusInd's premium card for dining and entertainment enthusiasts. 6x on restaurants and entertainment, 5x on online shopping, at 2,999/year.
IndusInd Tiger Credit Card
IndusInd's affordable card for food and entertainment lovers. 5x on Swiggy, Zomato, Netflix, and Hotstar on the Mastercard network.
Our Methodology
We calculate point values by comparing the cost of goods/services when paid with cash vs. when redeemed with points. For transfer partners, we use the average value of award redemptions for economy and business class flights and standard hotel nights.
Values are approximate and updated monthly. Actual value may vary based on specific redemption choices, availability, and seasonal pricing.
Frequently Asked Questions
What is 1 IndusInd Bank reward point worth in rupees?
At optimal redemption, 1 IndusInd reward point is worth approximately ₹0.35. The value ranges from ₹0.20 (worst, via catalog) to ₹0.50 (best, via transfer partners).
What is the best way to redeem IndusInd Reward Points?
The best redemption method is "British Airways Avios transfer" at ₹0.50 per point. Avoid catalog redemption which gives the worst value.
How do I check my IndusInd Bank reward points balance?
Log into your IndusInd Bank net banking or mobile app. Navigate to the credit card section and look for "Reward Points" or "Points Summary." You can also call the number on the back of your card.
Disclaimer: Point valuations are approximate and based on our independent analysis. Actual redemption values may vary. Banks may change reward structures, transfer ratios, and redemption options without notice. This information is for educational purposes only and does not constitute financial advice.