IndusInd Tiger Credit Card Review (2026)
IndusInd's affordable card for food and entertainment lovers. 5x on Swiggy, Zomato, Netflix, and Hotstar on the Mastercard network.
Last updated: 2026-05-05· By PointsWallah Editorial
Fee Details
| Annual Fee | ₹499 |
| Joining Fee | ₹499 |
| Fee Waiver | Spend 75,000 in a year |
| Income Required | ₹3.5L/year |
| Network | Mastercard |
| Fuel Surcharge Waiver | Yes |
Reward Rates
Currency: IndusInd Reward Points
Lounge Access
Our Review
The Tiger card competes directly with the Axis MyZone in the food+entertainment niche, and it's a close call. Both offer 5x on food delivery and entertainment at similar price points. The Tiger's advantage is the Mastercard network (broader international acceptance than MyZone's Visa in some regions) and an easier fee waiver (75K vs 50K, but 50K is easier — so MyZone wins here). The 1.5x base rate is slightly above MyZone's 1x. For most people, the choice comes down to which bank you prefer and whether EDGE points (Axis) vs IndusInd points matter to you. If you already have an IndusInd relationship, Tiger is a good secondary card for food and entertainment spending.
Pros & Cons
Pros
- + 5x on food delivery and OTT platforms — covers popular spend categories
- + Mastercard network for broad acceptance
- + Very low 499 fee with 75K waiver — easy threshold
- + 2 lounge visits are a nice bonus at this price
Cons
- - 1.5x base rate is below average
- - Only 2 domestic lounge visits
- - IndusInd reward ecosystem is limited for redemptions
- - Competes with Axis MyZone which has similar benefits with EDGE point flexibility
Best For
Frequently Asked Questions
Is the IndusInd Tiger Credit Card worth it in 2026?
It depends on your spending. The IndusInd Tiger Credit Card costs ₹499/year (waiver: Spend 75,000 in a year). With an effective base return of 0.5%, you'd need to spend approximately ₹95,048 per year just to break even on the fee. If your annual spend exceeds that, the card earns you money.
What is the IndusInd Tiger Credit Card annual fee?
The IndusInd Tiger Credit Card has an annual fee of ₹499. Joining fee is also ₹499. Fee waiver: Spend 75,000 in a year.
What is the minimum salary required for IndusInd Tiger Credit Card?
The minimum annual income required for the IndusInd Tiger Credit Card is ₹3.5L. However, if you have an existing banking relationship with IndusInd Bank, you may get approved at a lower income level.
Disclaimer: This review is for informational purposes only and does not constitute financial advice. Card features, fees, and reward structures may change without notice. Please verify all details on IndusInd Bank's website before applying. We may earn a commission if you apply through our links — this does not affect our editorial assessment.