IndusInd Bank Credit Cards — Complete Guide
Last updated: 2026-02-28· By PointsWallah Editorial
IndusInd Bank is the dark horse of Indian credit cards. While HDFC and Axis grab headlines, IndusInd has quietly built a competitive premium card portfolio. Their Legend card offers British Airways Avios transfer — a genuinely unique feature in the Indian market. The Pinnacle targets frequent domestic travelers, and the Tiger is a solid mid-tier option. IndusInd won't be your only bank, but their specific strengths make them worth considering as a secondary card issuer.
Card Portfolio
IndusInd's portfolio: Entry/Mid: Tiger (₹499/yr — good everyday card), Platinum Aura. Premium: Pinnacle (₹2,999/yr — strong travel card), Nexxt (customizable categories). Super-premium: Legend (₹10,000/yr — their flagship with BA Avios). The Legend is the headline card — British Airways Avios transfer makes it unique in India. The Pinnacle is a solid second option for domestic travelers.
IndusInd Legend Credit Card
IndusInd's flagship super-premium card. 5x on everything, 10x international, unlimited lounges, and golf privileges. A serious alternative to HDFC Infinia.
IndusInd Pinnacle Credit Card
IndusInd's premium card for dining and entertainment enthusiasts. 6x on restaurants and entertainment, 5x on online shopping, at 2,999/year.
IndusInd Tiger Credit Card
IndusInd's affordable card for food and entertainment lovers. 5x on Swiggy, Zomato, Netflix, and Hotstar on the Mastercard network.
Reward Program
IndusInd Reward Points are worth approximately ₹0.35 at optimal redemption — better than SBI and ICICI, on par with Axis. The Legend card's key differentiator is British Airways Avios transfer, which can yield ₹0.50+ per point for premium cabin redemptions. InterMiles transfer is also available. The Tiger earns 1.5% flat cashback — simple and no-fuss.
Travel & Redemption Portal
IndusInd doesn't have a dedicated travel portal. Points are redeemed through the IndusInd app or website — vouchers, statement credit, or partner transfers. The BA Avios transfer on the Legend card is done through the rewards portal. For non-Legend cardholders, InterMiles transfer offers the best travel redemption value.
Strengths & Weaknesses
Strengths
- + British Airways Avios transfer on Legend — unique in India
- + Competitive reward point value (₹0.35)
- + Legend offers genuinely premium benefits at ₹10K/yr
- + Pinnacle is strong for domestic travel
- + Tiger offers simple 1.5% cashback at low fee
Weaknesses
- - Smaller brand presence — less top-of-mind than HDFC/Axis
- - Limited card portfolio — fewer options per segment
- - No SmartBuy-equivalent portal
- - Customer service network is smaller
- - App experience lags behind HDFC and Kotak
Who Is IndusInd Bank Best For?
IndusInd is best for travel enthusiasts who want British Airways Avios — the Legend card's transfer partnership is unmatched in India. It's also good for mid-income professionals who want a solid no-fuss card (Tiger at ₹499/yr with 1.5% cashback). Think of IndusInd as a specialist secondary card, not your primary banking relationship.
Frequently Asked Questions
What is the best IndusInd Bank credit card?
IndusInd is best for travel enthusiasts who want British Airways Avios — the Legend card's transfer partnership is unmatched in India. It's also good for mid-income professionals who want a solid no-f...
How much are IndusInd Bank reward points worth?
At optimal redemption, 1 IndusInd Bank reward point is worth approximately ₹0.35. The value ranges from ₹0.20 to ₹0.50 depending on redemption method.
How many credit cards does IndusInd Bank offer?
IndusInd Bank offers a range of credit cards from entry-level to super-premium. We cover 3 of their most popular cards in detail on this page.