ICICI Manchester United Credit Card Review (2026)
The card for Manchester United fans in India. 2x on all spends, 4x on international purchases, plus exclusive Man Utd promotions and merchandise access.
Last updated: 2026-03-30· By PointsWallah Editorial
Fee Details
| Annual Fee | ₹499 |
| Joining Fee | ₹499 |
| Fee Waiver | Spend 1L in a year |
| Income Required | ₹4L/year |
| Network | Visa |
| Fuel Surcharge Waiver | Yes |
Reward Rates
Currency: ICICI Payback Points
Lounge Access
Our Review
Let's be real — you get this card because you're a Manchester United fan, not because the rewards are exceptional. The 2x base rate and 4x on international spends are decent but not remarkable at the 499 price point. The real draw is the exclusive Man Utd branded card design and occasional promotions (signed merchandise, match tickets). From a pure financial perspective, the Axis ACE or IDFC Classic offer better value. But if you bleed red and want a Man Utd card in your wallet, the actual card benefits are decent enough that you're not making a terrible financial decision. Just manage expectations on the fan perks — they're intermittent, not constant.
Pros & Cons
Pros
- + Manchester United branded card — exclusive design for football fans
- + 4x on international spends is good for a mid-tier card
- + Easy 1L fee waiver threshold
- + Chance to win Man Utd merchandise and match tickets through promotions
Cons
- - 2x base rate is average — free cards like IDFC Classic match it
- - Only 2 domestic lounge visits — very limited
- - Payback Points have poor redemption value
- - Fan promotions are sporadic and not guaranteed
Best For
Frequently Asked Questions
Is the ICICI Manchester United Credit Card worth it in 2026?
It depends on your spending. The ICICI Manchester United Credit Card costs ₹499/year (waiver: Spend 1L in a year). With an effective base return of 0.6%, you'd need to spend approximately ₹83,167 per year just to break even on the fee. If your annual spend exceeds that, the card earns you money.
What is the ICICI Manchester United Credit Card annual fee?
The ICICI Manchester United Credit Card has an annual fee of ₹499. Joining fee is also ₹499. Fee waiver: Spend 1L in a year.
What is the minimum salary required for ICICI Manchester United Credit Card?
The minimum annual income required for the ICICI Manchester United Credit Card is ₹4L. However, if you have an existing banking relationship with ICICI Bank, you may get approved at a lower income level.
Disclaimer: This review is for informational purposes only and does not constitute financial advice. Card features, fees, and reward structures may change without notice. Please verify all details on ICICI Bank's website before applying. We may earn a commission if you apply through our links — this does not affect our editorial assessment.